A credit card is a handy way to meet immediate expenses when you are low on cash flow. #Credit card gives you access to funds for any purchase or expenses based on your limit. Following this, you get a month to make repayments towards the used-up limit and that’s free credit period.Credit cards are also convenient for both online and offline transactions. You do not have to worry about carrying cash with you anymore. Not just that, you can enjoy several perks and benefits with every spend. Proper usage of the Credit Card can improve your credit history.